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How to Use the Royal Match Side Bet

September 12, 2023

Whether playing in an actual casino or an online casino, in blackjack, side bets are additional wagers that players can place on certain events happening within a standard game. There are several common blackjack side bets that you may have already come across. These include Perfect Pairs, 21+3, Insurance, and Over/Under 13. Another one you may have seen is the Royal Match side bet.

What Is The Royal Match Side Bet?

You will find the Royal Match side bet in several blackjack variants. It is offered before the round begins and is entirely independent of the main game. Therefore, you can win a round and lose a side bet or win a side bet but lose a round.

The Royal Match side bet pays out if you land on two suited cards, with two different permutations. Any two suited cards will payout at 5:2, while getting a King-Queen suited pair pays out at 25:1.

How Royal Match Pays

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Any Two Suited Cards (5:2)
A simple win if your first two cards are of the same suit (e.g., 5♣ + 9♣). Instant payout regardless of your final hand.

Suited King + Queen (25:1)
A “Royal Match” occurs when your two cards are a King and Queen of the same suit. Higher reward reflects the rarity.

Crown Treasure (1,000:1 or Progressive Jackpot)
Some casinos offer a jackpot payout if both you and the dealer have a Royal Match. Can be fixed (typically 1,000:1) or part of a progressive pool depending on the variant

Blackjack Terminology That You’ll Need To Know

Here’s some other basic terminology you should know when playing Blackjack.

Hitting and Standing

In order for the dealer to know whether you are wanting to take an additional card, a player would say “hit.” However, if a player says “stand,” they’re informing the dealer they no longer wish to carry on their turn.

Doubling Down

By commenting “doubling down,” you are telling the dealer that you will only take one more card after your initially dealt two. The bold strategy also keeps the additional card face down until the end of the game.

Splitting

If you’re dealt a pair of numbers/picture cards then you have the opportunity to split them into two separate games. A player would need to match the initial bet, doubling the chance of defeat but also the chances of victory. The dealer would then treat each hand as a separate game, with the player hitting/standing as they see fit.

Surrendering

In this scenario, a player is refunded half their opening stake if they fold/surrender their opening pair without drawing any additional cards.

Late Surrender

If this rule is in play, then a Blackjack player can surrender their hand, and lose half of their wager only, after the dealer checks for Blackjack – a player throws in their cards and the round continues without them.

Strategies and Considerations

While most advice says to avoid side bets, Royal Match offers a few strategic advantages:

Best RTP among side bets: Lower edge than 21+3 or Over/Under bets. Still, the main blackjack game remains more favorable.

Card counting potential: Suited side bets like Royal Match can be slightly beaten by advantage players using composition-dependent counts, though it’s rare to find playable conditions today, particularly with online casinos.

Budget-friendly entertainment: Treat it as a small luxury wager—play low, enjoy the excitement, but don’t let it dominate your session.

FAQs

Can Royal Match be won if I lose the blackjack hand?

Yes—Royal Match resolves immediately after your two cards are dealt and is separate from the outcome of the main hand.

What are the odds of a suited Royal Match?

The chance to get a suited King and Queen in six decks is about 0.296%, making it rare but offering a generous 25:1 payout

Is card counting useful for Royal Match?

In theory, yes—Advantage players have crafted side counts that can flip the edge in certain single-deck games. In practice, casinos limit bet size and shuffle depth to prevent playability.

What is the Five-Card Charlie rule in Blackjack?

If a player manages to be dealt five cards that total less than 21, then they have achieved a Five-Card Charlie. It’s important to note this is the strongest hand available in Blackjack and results in an instant win, even if the dealer has 21, and the five cards total, for example, 16. This isn’t a standardised Blackjack rule, and only exists in certain versions of the game and venues, so do your research before entering a game.

What is insurance in Blackjack?

A dealer’s opening two cards will show one face up and one face down. However, if the card on display is an ace, the insurance side bet can come into play. The maximum wager of the side bet is up to 50% of the original stake, and the players would be betting on the face-down card of the dealer’s being a 10, and therefore resulting in Blackjack. If a 10 isn’t shown, then the game plays out and the insurance wagers are lost to the house.

What is Pre-Blackjack Betting & Mechanics?

Before any cards are dealt, each player must place their wager in front of them, in the designated area, ensuring they adhere to the minimum and maximum wagers of the table. Once the time for betting has passed, the dealer will shuffle the deck – usually this consists of six decks – and will then instruct a player to cut the deck with a plastic insert; anything underneath the plastic insert is removed from the game.

How does the game of Blackjack begin?

The dealer will first deal each player one card facing up, before then presenting themselves with one card, only they keep this face down. The cycle repeats until each player has two face-up cards and the dealer has the same number of cards but their second one is face down.
Written By
David Lynch

Experienced writer and editor based in Ireland. Attends poker events, covers all casino games and slots, but is really a keen blackjack and roulette player at heart. A sports fanatic among all other things with a soft spot for soccer and F1